capital credits

Capital Credits

What are Capital Credits?

Capital credits represent each member's share of the operating capital for Nemaha-Marshall Electric Cooperative.  Any revenues over and above the cost of doing business are considered margins. These margins are allocated to members of the cooperative based on their purchases from the cooperative the previous year.  These margins are allocated to members but held by the cooperative as capital to operate the business with the intent that this capital will be repaid in later years.

What's an Allocation?